There's a catch with most credit
SofortKredit only has ticks

Benefit from low interest rates and clear conditions!

How good many instalment credits really are is often only clear from the small print. But there is a different way. With SofortKredit, you get what you see, a low offer with simple, clear conditions.

• Low interest rate: only 5.45% APR (5.32% p.a. debit interest) guaranteed for the full term
• Transparent: the same interest rate for all sums and terms
• Individual: amounts paid out from EUR 3,000.00 to EUR 50,000.00 and terms from 12 to 84 months
• Free of charge: No account management fees and no handling fees
• Flexible: Unscheduled payments in full or part possible at any time
• No risk: guaranteed 14-day cooling off period

Get your instant credit with only one mouse click!

Typical example:

A credit offer which is convincing in every respect

• Variable sums paid out and terms:
  Choose the amount of your Standard Chartered Bank SofortKredit from 15 sums paid out – from EUR 3,000.00 to EUR 50,000.00 – and terms of between 12 and 84 months. The interest rate is consistently low for all sums and terms.
• No additional collateral:
  You will not require any additional collateral for the SofortKredit such as a vehicle logbook or a guarantee.
• No handling fees:
  There are no hidden costs or fees with the SofortKredit. There are no account management fees. We will also take care of the PostIdent costs for you.
• Convenient repayment with a guaranteed interest rate:
  You will benefit from a consistently low interest rate and consistently low monthly rates, guaranteed for the entire term - irrespective of the amount paid out and the term that you choose. Unscheduled payments – in full or in part – are possible at any time.
• No-risk insurance:
  You can withdraw from your credit agreement during the first 14 days.
• If required, with CREDITPROTECT^®:
  Conclude an affordable residual debt insurance for your SofortKredit and protect your family and yourself from the financial consequences of unforeseen emergencies. For further details, please click here. (available only in German)

Our interest rate bears up to any comparison

Comparison with our competitors' offers shows just how inexpensive the Standard Chartered Bank's SofortKredit is. See for yourself!

Source: FMH-Finanzberatung, version 07.01.2013
All interest rates are annual percentage rates relating to an instalment credit of over EUR 15,000.00 with a term of 36 months. The Standard Chartered Bank debit interest rate is 5.32% p.a.

Fair and safe: the residual debt insurance for SofortKredit

No one knows what the future brings. With CREDITPROTECT^®, the residual debt insurance for your SofortKredit, we offer you a reasonable and affordable insurance for the worse case scenario.

• Effective protection:
  Payment obligations from your SofortKredit will be accepted in case of unforeseen emergency and you and your family are protected from financial burdens.
• Needs-based protection:
  Depending on your professional situation, you have the possibility of protecting yourself against the risks of disability, unemployment through no fault of your own, serious illness and death.
• Extensive benefits:
  With CREDITPROTECT^®, you will receive extensive benefits based on your personal situation. You will receive professional assistance in the event of unemployment or disability in order to be able to return to work as soon as possible.
• High age limits:
  Life assurance ends on reaching your 70th birthday and for all other risks on reaching your 65th birthday.
• Cheap premiums:
  For the residual debt insurance, you pay only 0.186% of the credit sum each month.
• Voluntary decision:
  The conclusion of the residual debt insurance is voluntary and is not a requirement for setting up the SofortKredit.

More details are available in our information sheet on residual debt insurance. (available only in German) The General Conditions of Insurance apply. Please read these carefully. (available only in German)

Secure your SofortKredit now!

There are three ways to apply for your SofortKredit:

• The quickest and easiest is the online application. (available only in German)
• Alternatively, you can also fill out your SofortKredit application on-screen and then print it off for dispatch by fax or post. Download the PDF application form here. (available only in German)
• Or call us and we will send you the application documents by post:
  069 770750-444 (from 9 am to 6 pm Monday to Friday).